| Would
you be brave enough to leave your home in
the UK uninsured? So why do many of us
buying a home abroad immediately assume
that the rules are different because the
sun is shining - risks still exist.
Regardless of whether your property is
occupied, unoccupied or let - short or
long term - you need comprehensive
property insurance and cover against
potential liabilities.
UK
based insurance company Intasure offers
policies that are designed specifically to
meet the needs of the overseas property
market. Flexibility is central to
Intasure's cover, comprehensive buildings
and contents insurance allows you to live
in, leave your property unoccupied or let
it - short or long term. The policy also
covers loss of rent and emergency travel
and accommodation in the event of a major
claim. For additional peace of mind these
policies are underwritten by one of the
world's leading insurers, Norwich
Union.
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| No
language barriers.
Understanding
exactly what a policy includes, even in
English, can be a feat in itself. Add to
this the complication of an unfamiliar
language and the stress associated with
making a claim and the whole process could
be doubly hard. Intasure's documentation
is entirely in English and all claims and
enquiries are reported to and resolved by
a UK-based English speaking support team.
Community
Insurance can be misleading
Local
Community Insurance cover can be
deceptive. It is designed to protect
communal areas such as boundary walls,
entrances and staircases (in the case of
apartments), but not as comprehensive
cover for your specific property. It is
invariably written in the language of
origin, which makes it hard to fully
understand what the cover includes. Owners
can mistakenly believe that Community
Insurance covers their home, discovering
too late that it does not.
Essential
Liability cover
Intasure's
comprehensive cover is also ideal for
anyone who lets their property,
particularly with the current trend toward
litigation. Intasure's policy
automatically includes £2,000,000 Public
Liability cover, far in excess of many
other European policies (in Spain for
example, typically 30,000€ Approx. £20,000).
Cover is available for homes in Spain,
France, Portugal, Italy, Greece, Cyprus
and the Republic of Ireland. For a quick
quote or to arrange immediate cover visit
the Intasure web site: www.intasure.com
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